A home warranty covers a property's heating, cooling, plumbing, electrical system, and appliances. What home warranties do not cover are structural issues (such as settling of the foundation), damage (hail, fire, and flood damage), and pre-existing conditions (if the furnace did not work before you bought the home warranty, then it is not going to be covered).
Typically home warranties are one year in length. In Omaha, NE it is standard for the buyer of a house to indicate if they want a home warranty or not. And if so, whether they are asking the seller to pay for it.
Home warranties can either be evaluated or non-evaluated. "Evaluated" means that a technician examines the property to determine if there are any items that the warranty would not cover or any items that are in need of repair.
I prefer ServiceOne home warranties. ServiceOne provides better coverage than most other companies and they do an excellent job of making sure that their clients are satisfied.
Trumm Team - Alliance Real Estate, Omaha, NE
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